PenFinancial Credit Union

Rates

Rates

Our Rates

Interest Rates as of July 23rd, 2010
PERSONAL LOAN RATES As Low As 4.00%

Mortgage Rates
Our no-hassle, best rate everyday.

6 months	1 Year	2 Years	3 Years	4 Years	5 Years
4.65%	3.40%	3.80%	4.35%	3.99%	4.35%

Short Term Deposit Rates
Minimum deposit $2,500.
Redeemable at any time with full interest penalty from origination date.
No partial redemptions.
Interest paid on maturity.

30-59 Days	60-89 Days	90-179 Days	180-269 Days	270-364 Days
0.20%	0.20%	0.25%	0.25%	0.30%

GIC Rates
Available in registered (RRSP & RRIF and TFSA) and non-registered funds.

1 Year	2 Years	3 Years	4 Years	5 Years
0.75%	1.60%	1.80%	1.90%	2.20%

ESCALATOR Yield 2.01%	PENPLUS ESCALATOR Yield 2.47%
Less than $25,000 in PenFinancial Credit Union investments. Minimum deposit of $1,000. Interest compounded annually.	Greater than $25,000 in PenFinancial Credit Union investments. Minimum deposit of $1,000. Interest compounded annually.
5 Year Escalator	5 Year Escalator
1st Year 1.25%	1st Year 1.25%
2nd Year 1.00%	2nd Year 1.25%
3rd Year 1.00%	3rd Year 2.00%
4th Year 2.25%	4th Year 2.50%
5th Year 3.25%	5th Year 3.50%

* All rates subject to change without notice. See branch for details.

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