Borrowing

 

All businesses are not created equal. We know that there is no such thing as a cookie cutter solution when it comes to your business borrowing needs. Fortunately, all of decisions are made right here in Niagara and not sent up some Ivory tower on Bay Street, so you can trust that your financial needs are in the right hands. Not only that, but our Business Team knows the Niagara economy inside and out to give you tailored advice to help you make informed decisions.
Whether you have your eye on some new commercial space, or you need financing to get your business to the next level, we’re here to listen and guide you in the right direction.

Lines of Credit

Plan for the possibility of a rainy day by securing a business or agricultural line-of-credit, - a revolving, pre-approved, competitive interest rate loan that provides money for working capital.

Loans

When you require some extra cash so you can kick-start a new small business or project, purchase a piece of farm equipment, vehicles or property or even refinance an existing loan, our Business and Agricultural lending specialists will set up the right fixed or variable rate loan that will keep your business humming. Apply today!

Mortgages

Our Business and Farm Mortgages are available to assist your business with the construction of a new build, expansion or purchase of farm land, or renovations of an existing property. Our Specialists will arrange a Business or Farm Mortgage to finance the buying, renovating or refurbishing of commercial, agricultural or multi-residential properties.

CALA

The Canadian Agricultural Loans Act (CALA) program is a financial loan guarantee program that gives farmers easier access to credit. Farmers can use these loans to establish, improve, and develop farms; while Agricultural co-operatives may also access loans to process, distribute, or market the products of farming.

Click here to view our Business & Ag Application Forms

For more details check out our Business and Agricultural Banking brochure or call one of our Specialists today!

 

Locations

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