Daily Business Banking

CEBA Program has expanded

In addition to the original program terms and conditions, applicants with annual payroll lower than $20,000 may now apply.

Learn More about CEBA

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Truly Local COMMERCIAL BUSINESS Banking

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Meet the team

 

Business banking that's truly local.

Niagara has a rich history and a unique economy. Whether you’re a business owner in downtown St. Catharines, a tender fruit grower in Niagara-on-the-Lake, or a winery owner in on the Beamsville Bench — as a business owner in Niagara, you deserve to get the most out of your banking experiences.

PenFinancial has a unique approach to business and agricultural banking: we take the time to care. What does this mean for you?

  • Getting products and services that fit your needs. Our business banking team will take the time to get to know you and then customize services that make sense for you and your Niagara business.
  • Receiving genuine advice. You can expect advice and decisions based on character, not just numbers. Your business or farm impacts the economic fabric of the Niagara Region – so everyone wins when you and your business succeed. Let’s look at the big picture together. 
  • Benefitting from locally-made decisions. You can expect rapid responses and approvals. Less waiting, more growing!

Meet the Commerical Business Team

Banking at PenFi is about more than money.

It’s about financial solutions that generate prosperity for you and your community.

Our Truly Local Commitment is the heart and soul of our philosophy, where we believe the prosperity of our members and our community go hand in hand. We donate 10% of our pre-tax profits back into your Niagara communities, a living wage is our minimum wage, and we are a Certified B Corporation – just a few ways we are invested in our community.

Learn about our TLC