PenFinancial’s mortgage rates are among the best in the market, but you’ll get more than just great rates at PenFi. You’ll get the help and advice you need to grow your home and build your future. You’ll also help your neighbours. Each year we commit a portion of our profits to support truly local initiatives that, in turn, help our communities thrive.
Our Truly Local Commitment is the heart and soul of our philosophy, where we believe the prosperity of our Members and our communities go hand in hand. Each year, we commit a portion of our profits to support truly local initiatives that help our communities thrive. We're also a proud living wage employer, and we are a Certified B Corporation committed to using business as a force for good. There are just a few of the ways we're invested in you and your community.
Every day, we read how expensive housing is becoming in Niagara and beyond. Compared to the past, buying a home today is significantly more difficult, even when considering inflation and wages.
It’s not all bad… Sarah Bujacz, one of our Financial Advisors, has shared some tips that will help boost your chances of homeownership and build toward the future.