Truly Local Advice

A banking and finance blog for folks in Niagara and Haldimand, crafted by Advisors who have great advice & stories to share.

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4 min read
My mortgage is coming up for renewal in 2023 – how much is this going to hurt?

If your mortgage is coming due this year, you may be wondering how much of an impact the higher interest rates will...

5 min read
Why is everything so expensive?

Do you remember the good old days: $5 footlongs at Subway, Toonie Tuesdays at KFC or a BigMac extra value meal for less...

3 min read
“Buy now pay later” is all the rage. So what’s the deal?

Remember back in the day? “But wait… there’s more! With only 10 easy payments of $19.99, you receive not one, but TWO...

3 min read
Do I really need to start saving for my child’s education this early?

Whats the Big Deal?

The news coming out of the USA that up to $10,000 of student debt was being eliminated for most...

2 min read
The 5 Best Ways to Raise Your Credit Score

As life continues to return to “normal”, whatever this new normal looks like, we are seeing an increase in people...

4 min read
I’m a millennial who grew up in Niagara. Will I ever be able to buy a home here?

The Reality

It seems that every day we read how expensive housing is becoming in Niagara and beyond. 

If you’re not...

2 min read
5 reasons to choose a Credit Union

When it comes to personal finances, Canadians have a lot of choices. It can be overwhelming. While there are plenty of...

4 min read
Should I pay off my mortgage or invest more?

With the current low mortgage rates, I am finding a lot of my members have the same question: should I try pay down my...

4 min read
Protect yourself from the wolf in sheep's clothing

Fraud. It includes a lot of faking. Fake companies and employees. Fake messages or emails. Fake fines or balances. All...

3 min read
Stop ducking and start 2021 with a plan

“An ounce of prevention is better than a pound of cure.” So said Benjamin Franklin, who didn’t have to live through...

4 min read
Planting roots in Niagara

Recent events have created an opportunity for many people to re-examine where they choose to call home.  With the...

5 min read
Gift giving that gives back

With the holidays fast approaching, it’s hard to know exactly how this year’s festivities will play out. You may be...

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