COVID-19 UPDATE
Branches are open with adjusted operations and health and safety protocols.
COVID-19 UPDATE
Branches are open with adjusted operations and health and safety protocols.
COVID-19 UPDATE
Branches are open with adjusted operations and health and safety protocols.
COVID-19 UPDATE
Branches are open with adjusted operations and health and safety protocols.
Our rates are consistently among the most competitive in Niagara. Whether you want to pay down your mortgage faster, or watch your money grow more quickly, you can be confident that your money is being put to work at PenFinancial.
Your money is safe at PenFinancial. Your deposits held at PenFinancial are insured by FSRA for up to $250,000 for unregistered accounts, and unlimited deposits for registered accounts. Learn more about deposit insurance →
5 Year Fixed - Special - High Ratio | 3.74% |
4 Year Fixed - Special - High Ratio | 3.69% |
3 Year Fixed - Special - High Ratio | 3.64% |
5 Year Fixed - Special - Conventional | 4.44% |
4 Year Fixed - Special - Conventional | 4.34% |
3 Year Fixed - Special - Conventional | 4.29% |
1 Year Fixed - Special - Conventional | 3.34% |
1 Year Fixed - Special - High Ratio | 3.14% |
5 Year Fixed - Posted | 4.59% |
4 Year Fixed - Posted |
4.49% |
3 Year Fixed - Posted | 4.44% |
2 Year Fixed - Posted | 4.44% |
1 Year Fixed - Posted | 3.49% |
Home Equity Line of Credit | 4.20% |
PenFinancial Retail Prime |
4.20% |
PenFinancial Commercial Prime | 4.75% |
To view the latest Bank of Canada's exchange rates, please visit their website. |
15 Month GIC Special | 3.50% |
4 Year GIC Special | 3.50% |
Non-redeemable, 1 year | 2.25% |
Non-redeemable, 2 year | 3.10% |
Non-redeemable, 3 year | 3.15% |
Non-redeemable, 4 year | 3.50% |
Non-redeemable, 5 year | 3.35% |
3-Year Escalator (Year 1) | N/A |
3-Year Escalator (Year 2) | N/A |
3-Year Escalator (Year 3) | N/A |
3-Year Escalator (Yield) | N/A |
5-Year Escalator (Year 1) | N/A |
5-Year Escalator (Year 2) | N/A |
5-Year Escalator (Year 3) | N/A |
5-Year Escalator (Year 4) | N/A |
5-Year Escalator (Year 5) | N/A |
5-Year Escalator (Yield) | N/A |
High Interest Savings Account ($1-$4,999) | 0.05% |
High Interest Savings Account ($5,000-$24,999) | 0.45% |
High Interest Savings Account ($25,000-$49,999) | 0.65% |
High Interest Savings Account ($50,000+) | 0.75% |
U.S. Savings Account ($1-$2,999) | 0.05% |
U.S. Savings Account ($3000+) | 0.10% |
eSavings ($1-$4,999) | 0.05% |
eSavings ($5,000-$49,999) | 0.65% |
eSavings ($50,000+) | 0.75% |
Growth Savings / RSP Variable ($1-$4,999) | 0.05% |
Growth Savings / RSP Variable ($5,000-$9,999) | 0.10% |
Growth Savings / RSP Variable ($10,000-$24,999) | 0.15% |
Growth Savings / RSP Variable ($25,000-$59,999) | 0.20% |
Growth Savings / RSP Variable ($60,000-$99,999) | 0.30% |
Growth Savings / RSP Variable ($100,000+) | 0.35% |
eSavings ($1-$4,999)⁴ | 0.05% |
eSavings ($5,000-$49,999)⁴ | 0.65% |
eSavings ($50,000+)⁴ | 0.75% |
Non-redeemable, 1 year⁵ | 2.25% |
Non-redeemable, 2 year⁵ | 3.10% |
Non-redeemable, 3 year⁵ | 3.15% |
Non-redeemable, 4 year⁵ | 3.50% |
Non-redeemable, 5 year⁵ | 3.35% |