Competitive fees and rates. Industry-leading rewards to redeem for cash back, great new products, or donated to a local charity right here in Niagara!
Choose from PenFinancial’s full suite of personal credit cards and enjoy flexible benefits that suit your needs.
Already a cardholder? Log in to your PenFi Collabria Mastercard® account →
No annual fee. Up to 2% cash back. Mobile device insurance. The Cash Back Mastercard® is a popular choice among PenFinancial Members.
Up to 3% cash back on purchases. A plethora of other rewards including emergency health care coverage. The World Mastercard is the most premium card available to our Members.
The Centra Gold Mastercard offers our Members a significantly reduced interest rate along with 1% Cash Rewards on all purchases. A great choice for Members who may carry a balance month-to-month.
Purchase using US currency, receive travel benefits, and pay the credit card using your PenFinancial US Dollar Account. A popular choice for our Members who frequent the United States.
® The PenFinancial Credit Union Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
All Credit Cards are subject to change without notice.
For complete terms and conditions of all features and rewards please visit the Collabria Mastercard website.