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COVID-19 UPDATE

Branches are open with adjusted operations and health and safety protocols.

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Daily Business Banking
Borrowing & Investing
Resources

COVID-19 UPDATE

Branches are open with adjusted operations and health and safety protocols.

Learn More →

About PenFi
 
 

COVID-19 UPDATE

Branches are open with adjusted operations and health and safety protocols.

Learn More →

Business Credit Cards

Competitive fees and rates. Great rewards. Find the credit card to meet your commercial and business needs with PenFinancial's full suite of business credit cards. 

Already a cardholder? Log in to your PenFi Collabria Mastercard® account →

Apply for a PenFi Credit Card

No Fee Cash Back Business Mastercard®

No annual fee. Earn 0.5% cash rewards on all of the purchases your business regularly makes. The No Fee Cash Back Business Mastercard® is a popular choice among small business Members.

PenFinancial No Fee Cash Back Business Mastercard

Key Features 

  • No annual fee
  • Earn cash rewards for every dollar spent
  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
APPLY NOW
Learn more →

Low Rate Business Mastercard®

With an interest rate of just 12.90%, the Low Rate Business Mastercard® is among the lowest rate business credit cards in Canada.

PenFinancial Low Rate Business Mastercard

Key Features 

  • $25 annual fee
  • Interest Rate (Purchases) 12.90% Fixed
  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
APPLY NOW
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Platinum Business Mastercard®

1.5% cash rewards on all purchases. A plethora of other rewards for businesses including incredible travel benefits. The Platinum Business Mastercard® is the perfect choice for businesses using it as a primary method of payment.

PenFinancial Low Rate Business Mastercard

Key Features 

  • $99 annual fee
  • 1.5% cash rewards on all purchases
  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
  • Auto Rental Collision/Loss Insurance
  • Trip Cancellation & Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Common Carrier Accident Protection
  • 24/7 Travel Assistance
APPLY NOW
Learn more →
® The PenFinancial Credit Union Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
For complete terms and conditions of all features and rewards please visit the Collabria Mastercard website.
 
To report a lost or stolen credit card, contact: 1-855-341-4643 in Canada/US, or International collect 1-647-252-9564

Let's work together

The right business banking solutions can save you time and money. Connect with PenFinancial's commercial business team to experience how your business can thrive with truly local banking.

 

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PenFinancial Credit Union is a licensed credit union operating in, and under the laws of the province of Ontario.