Vision and Values


Our Mission

At PenFinancial Credit Union, we improve lives and strengthen communities.

Our Vision

We will be your truly local financial partner of choice, committed to inclusive and authentic relationships. Trust us to make your experience personal and simple.

Our Values


We take ownership for success while ensuring inclusivity, social responsibility and cooperative principles.


We deliver personal service by listening, guiding, nurturing and caring.


We develop trusting relationships and maintain the highest ethical standards.


We build mutual respect through honest and authentic relationships.


We are committed to continuous learning.

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Liking our values?
Interested in becoming a Member?

Ready to join Niagara’s Truly Local Credit Union?  Send us a message using this form, book an appointment online, or contact your local branch, and we’ll have an Advisor reach out to help you hit your financial goals.