Day to Day Banking
Borrowing & Investing
Resources

COVID-19 UPDATE

Branches are open with adjusted operations and health and safety protocols.

Learn More →

Daily Business Banking
Borrowing & Investing
Resources

COVID-19 UPDATE

Branches are open with adjusted operations and health and safety protocols.

Learn More →

About PenFi
 
 

COVID-19 UPDATE

Branches are open with adjusted operations and health and safety protocols.

Learn More →

Savings Accounts

PenFinancial savings accounts consistently offer ultra-competitive interest rates, so you can watch your money grow.

You’ll see your community grow with your deposits too. When you invest your money with PenFinancial, it’s invested back into Niagara and Haldimand communities.

At your truly local credit union, your money is safe. Deposits held at PenFinancial are insured by FSRA for up to $250,000 for unregistered accounts, and unlimited deposits for registered accounts.  

Learn more about deposit insurance →

Open an Account

eSavings Account¹

Earn a premium interest rate with no fees and simple transferring using online banking.

Key Features

  • Competitive tiered interest rates
  • Free online transactions
  • No minimum balance
  • Unregistered accounts only
Get Started
Service Fee Brochure →

High Interest Savings Account (TFSA, RSP, RIF)¹

Earn interest in a TFSA, RRSP, or RRIF while always having access to your money if you need it.

Key Features

  • Competitive tiered interest rate
  • Free online transactions
  • No minimum balance
  • Only available on registered accounts (TFSA, RRSP, RRIF)
Get Started
Service Fee Brochure →

Growth Savings Account¹

Enjoy a savings account that offers the flexibility of in-branch transactions.

Key Features

  • Tiered interest rate
  • No minimum balance
  • Available for unregistered and registered accounts
Get Started
Service Fee Brochure →

U.S. Savings Account¹

Bank using U.S. currency and earn interest while always having access to your money.

Key Features

  • Tiered interest rate
  • No minimum balance
Get Started
Service Fee Brochure →
1 Products, rates, and fees are subject to change without notice.
 

Contact us to open an account

Ready to set up a new account that matches your daily banking needs? Our Advisors are here to help.

Fill out to form, book an appointment online, or give us a call at 1-866-272-4275 and we can get you started today.


 
MEMBER LOGIN
BANKING
RESOURCES
ABOUT PENFI

Copyright © 2022 PenFinancial Credit Union
PenFinancial Credit Union is a licensed credit union operating in, and under the laws of the province of Ontario.Insurance coverage for member deposits is provided by the Financial Services Regulatory Authority of Ontario (FSRAO).