Sandra Arsenault

Sandra Arsenault

Sandra is our Niagara Falls Branch Manager and she is a Mutual Funds Investment Specialist with Aviso Wealth. Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.

Recent posts by Sandra Arsenault

3 min read

“Buy now pay later” is all the rage. So what’s the deal?

By Sandra Arsenault on Oct 27, 2022 1:19:59 PM

Remember back in the day? “But wait… there’s more! With only 10 easy payments of $19.99, you receive not one, but TWO snuggies!”

The idea of making small and easy payments after receiving an item was almost thought of as a bit of a joke or meme.

However, I recall a couple of years ago purchasing an iPhone on the Apple website. On the checkout page, I was surprised to see the option of paying it off in 4 equal monthly payments. No fees or interest, they said. Lately, I’ve started seeing this option on more and more websites: Wayfair, Amazon, Best Buy.

Topics: Financial Literacy Personal Budget Financial Advice Financial Planning