We’d like to be clear to start of this blog: Scams are on the rise in Niagara, and we’re hearing about them more and more from our Members.

Scams are becoming more sophisticated every year. This guide highlights the most common scams targeting our Members today, along with new techniques that use artificial intelligence. It also includes an important section on romance scams that often target seniors. If you or a loved one may be susceptible to any of these scams below, please share this blog with them to help protect them and their money.

Fraud. It includes a lot of faking. Fake companies and employees. Fake messages or emails. Fake fines or balances. All of that faking can amount to real problems. Financial fraud can result in lost money, added stress, and more embarrassment than most would like to admit.

Have you ever wondered how people fall for fraud scams? Well, it’s a lot easier than you may think, and it can have you using a few other choice F words if it happens to you. In our busy, automated world, it is easy to accidentally click on a pop-up ad, open a random spam or phishing message, or download an infected file. You may think you’re replying to an online shopping order confirmation, but with a simple click, you may download malware that accesses your personal data or unwittingly share information with a scammer.