5 min read

Holiday gifts that keep on giving

By Catherine Palmer on Dec 19, 2016 10:16:47 AM

I believe in social responsibility and values. As a credit union employee, I get to put those values into action every day. I help members achieve their financial dreams.  I educate and empower my community. I get to skip through rows of pine trees and chop down the best Charlie Brown tree to decorate my office. Ok, that may not be a credit-union sanctioned activity, but it is fun!

Topics: Managing Debt Financial Planning
5 min read

Hawks, vultures, elephants, oh my: Predatory lenders vs. credit unions

By Christian Baranowski on Jun 1, 2016 12:35:38 AM

It happens to the best of us: poor credit. It isn’t hard to develop. One unpaid $100 mobile phone bill and 4 years later, and your credit history is poor enough to make a banker shut their laptop so fast it blows your hair back. No loans for you. No mortgage.  No line of credit. No further questions.

Topics: Financial Literacy Personal Credit Managing Debt Financial Planning
3 min read

Debt is not a dirty word

By Catherine Palmer on Feb 10, 2016 6:12:24 AM

March: the month that Niagara residents carry spring coats and parkas in their cars because the weather changes hourly. The month when green occasionally appears on the ground and more often in local pubs on the 17th. The month when debt worries become overwhelming because it is well past Christmas and you still haven’t paid down what you’d hope to on your credit cards. Ok, that last one may not appear in your Facebook feed, but take a gander at the bankruptcy trustee billboards that sprouted like dandelions on your neighbours lawn. Debt is a big issue in Niagara and you are not alone if you count it among your daily struggles.

Topics: Managing Debt Financial Planning