3 min read

5 Ways to improve your credit score

By Christian Baranowski on Jun 22, 2020 9:31:08 AM

Credit is a staple in our modern world. And many of us have been impacted by the COVID-19 pandemic over recent months. As businesses begin to open up, we thought it would be an appropriate time to discuss some ways to improve your credit score. Gone are the days of buying a home with two bags of flour and a handshake. You need credit to qualify for big-ticket items like cars and homes, and often for smaller items, like mobile phones. Your credit score determines whether financial institutions and other lenders will give you money for such purchases.

Topics: Financial Literacy Personal Credit
5 min read

Hawks, vultures, elephants, oh my: Predatory lenders vs. credit unions

By Christian Baranowski on Jun 1, 2016 12:35:38 AM

It happens to the best of us: poor credit. It isn’t hard to develop. One unpaid $100 mobile phone bill and 4 years later, and your credit history is poor enough to make a banker shut their laptop so fast it blows your hair back. No loans for you. No mortgage.  No line of credit. No further questions.

Topics: Financial Literacy Personal Credit Managing Debt Financial Planning