Business & Ag

Welcome to business banking that is truly local.
Welcome to PenFinancial Credit Union.

Our team of business and agricultural banking specialists have a strong understanding of the local economy, agricultural history, and some of the challenges and opportunities that exist in Niagara. Whether you’re a small business owner in downtown St. Catharines, a tender fruit grower in Beamsville or a vegetable farmer in Niagara-on-the Lake - as a business owner in Niagara, it’s our goal to help you get the most out of your banking experiences. Our approach to business and agricultural banking is based on making our products and services fit your needs – not the other way around. Our team will take the time to get to know you and then customize services that make sense for you and your Niagara business.

We provide genuine advice and we base our decisions on character as much as we do on numbers. We believe your business or farm impacts the economic fabric of the Niagara Region – so it’s always in our best interests to see you and your business succeed.

Our decision making is all done locally, which means that you can expect rapid responses and approvals. Connect with us today to learn about how we can work together to help your business grow.




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