MemberCard Debit Card and ATMs

Use your MemberCard Debit Card to make a Direct Payment purchase of goods or services from any retailer who displays the Interac® symbol.

Also use your MemberCard Debit Card to access your chequing and savings accounts through PenFinancial’s ATM locations.

PenFinancial Credit Union provides its members with access to THE DING-FREE Network, a shared network of full-service ATMs in all 10 provinces across the country that allows members both withdrawal and deposit functions on a surcharge-free basis. A couple of major banks, as well as several area credit unions participate in the THE DING-FREE Network, meaning you can use their ATM’s at no additional cost.

PenFinancial Credit Union members have convenient access at hundreds of ATMs across Canada for surcharge free deposits & withdrawals.  So wherever your travels take you, just look for this logo or Click here to find an ATM.

Travelling to the USA?
In addition to THE DING-FREE ATMs in Canada, you can also make cash withdrawals at THE EXCHANGE® ATMs in the United States without paying additional surcharge fees.*  THE EXCHANGE® ATMs are located in every state, including Alaska and Hawaii.


Apply Now!

Learn more about the NO FEE ATM network located across Canada


Enter address, postal code or branch name