First Time Buyers

Making your First Major Home Purchase

As a first time buyer, it can be daunting when there are so many financial and personal considerations in making your first purchase on a home.

We can help you. Our Financial Advisors are highly skilled and knowledgeable about the competitive Niagara Region mortgage marketplace, the features and benefits of the home financing products we offer and the unique needs of our members.

We’ll be your partner each step of the way to owning your first home – from helping you understand your options, to mortgage pre-approval, to the final stages of closing your mortgage. We also have online calculators to assist you.

Home Buyers' Plan (HBP)

The HBP is a program that allows you to withdraw up to $25,000 per person from your registered retirement savings plans (RRSPs) to help buy or build a qualifying home for yourself or for a related person with a disability. Withdrawals that meet all conditions do not have to be included in income and there is no withholding tax.

For complete details about the Home Buyer’s Plan click here.


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