Card Services

Mastercard

To learn more about our NEW Mastercards, click here.

Personal

Card Description Annual Fee Interest Rate
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PenFinancial Collabria Cash Back Mastercard®

Earn 2.00% cash back on gas purchases

Earn 1.00% cash back on all other purchases

No annual fee

Mobile Device & Purchase protection

Free 19.90%
Apply Now PenFinancial Collabria World Mastercard®

Earn 2% cash back on all purchases

Price Protection on purchases

Out of country emergency health care coverage

Trip cancellation / interuption insurance

Auto rental collision / loss insurance

Lost/Delayed baggage coverage

24/7 travel assitance

$120 19.90%
Apply Now PenFinancial Collabria Travel Rewards Gold Mastercard®

Earn 2.00% cash back on foreign purchases

Earn 1.00% cash back on all other purchases

Out of country emergency health care coverage

Trip cancellation / interuption insurance

Auto rental collision / loss insurance

Lost/delayed baggage coverage

24/7 travel assitance

$99 19.90%
Apply Now PenFinancial Collabria Centra Gold Mastercard®

Interest Rate is less than half of typical credit cards

Earn 1% cash back on all purchases

Auto rental collision / loss insurance

$50 9.90%
Apply Now PenFinancial Collabria FlexRate Mastercard®

Competitive interest rate based on credit application

Earn 1% cash back on all purchases

Mobile device insurance

$40 9.90% - 18.90%
Apply Now PenFinancial Collabria Classic Mastercard®

Competitive interest rate

Mobile device insurance

$30 11.90%
Apply Now PenFinancial Collabria Student Mastercard®

No annual fee

Mobile device insurance

Low interest rate

Free 11.90%
Apply Now PenFinancial Collabria US Dollar Mastercard®

1% cash back on all purchases

Out of country emergency health care coverage

Trip cancellation / interuption insurance

Auto rental collision / loss insurance

Lost/Delayed baggage coverage

24/7 travel assitance

$50 USD 19.90%

Business

Card Description Annual Fee Interest Rate
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PenFinancial Collabria No Fee Cash Back Business Mastercard®

No annual fee

Earn 1 point for every $2 spent

Purchase protection & extended warranty

Free 19.90%
Apply Now PenFinancial Collabria Low Rate Business Mastercard®

Low annual fee

Low interest rate

Purchase protection & extended warranty

$25 12.90%
Apply Now PenFinancial Collabria Platinum Business Mastercard®

Earn 2 points for every $1 spent

Purchase protection & extended warranty

Trip cancellation / interuption insurance

Auto rental collision / loss insurance

Lost/delayed baggage coverage

Common carrier accident protection

24/7 travel assitance

$99 19.90%

U.S.

Card Description Annual Fee Interest Rate
Apply Now PenFinancial Collabria US Dollar Mastercard®

1% cash back on all purchases

Out of country emergency health care coverage

Trip cancellation / interuption insurance

Auto rental collision / loss insurance

Lost/Delayed baggage coverage

24/7 travel assitance

$50 USD 19.90%

Student

Card Description Annual Fee Interest Rate
Apply Now PenFinancial Collabria Student Mastercard®

No annual fee

Mobile device insurance

Low interest rate

Free 11.90%
 

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