--- title: Truly Local Advice | Kerry Ould description: Kerry is our Chief Marketing Officer and a relatively new arrival to the Niagara Region. When she's not out exploring local wineries, cafes and conservation areas, you're likely to find her enjoying time in the country with her horse. --- **** [![PenFinancial Credit Union](https://www.penfinancial.com/hs-fs/hubfs/PFCU-2017Logo_CMYK-PNG.png?width=220&height=69&name=PFCU-2017Logo_CMYK-PNG.png) ![PenFinancial Credit Union](https://www.penfinancial.com/hs-fs/hubfs/PFCU-2017Logo_Web-Res.png?width=288&height=90&name=PFCU-2017Logo_Web-Res.png) ](https://www.penfinancial.com) [![LOGIN](https://no-cache.hubspot.com/cta/default/6680345/9e666b20-82c2-44e9-a6d1-8768d8611aa8.png)](https://cta-redirect.hubspot.com/cta/redirect/6680345/9e666b20-82c2-44e9-a6d1-8768d8611aa8) [**](https://www.penfinancial.com/advice/author/kerry-ould#tmpmodule_1568761248550301) ** ###### Day to Day Banking ###### Borrowing & Investing ###### Resources **CONTACT CENTRE** Our truly local representatives are here to serve you: [1-866-866-6641](tel:1-866-866-6641) [Learn More →](https://www.penfinancial.com/contact-us) ###### Daily Business Banking ###### Borrowing & Investing ###### Resources **CONTACT CENTRE** Our truly local representatives are here to serve you: [1-866-866-6641](tel:1-866-866-6641) [Learn More →](https://www.penfinancial.com/contact-us) ###### Investments ###### Resources **CONTACT CENTRE** Our truly local representatives are here to serve you: [1-866-866-6641](tel:1-866-866-6641) [Learn More →](https://www.penfinancial.com/contact-us) ###### About PenFi **CONTACT CENTRE** Our truly local representatives are here to serve you: [1-866-866-6641](tel:1-866-866-6641) [Learn More →](https://www.penfinancial.com/contact-us) ![Kerry Ould](https://via.placeholder.com/100x100.jpg/e0e7ee) ### Kerry Ould [**](https://www.linkedin.com/in/kerryould/) Kerry is our Chief Marketing Officer and a relatively new arrival to the Niagara Region. When she's not out exploring local wineries, cafes and conservation areas, you're likely to find her enjoying time in the country with her horse. #### Recent posts by Kerry Ould ###### 4 min read ## [Planting roots in Niagara](https://www.penfinancial.com/advice/planting-roots-in-niagara) By [Kerry Ould](https://www.penfinancial.com/advice/author/kerry-ould) on Nov 30, 2020 5:00:55 PM [![](https://www.penfinancial.com/hubfs/Student-Reading-Book.jpg) ](https://www.penfinancial.com/advice/planting-roots-in-niagara) *Recent events have created an opportunity for many people to re-examine where they choose to call home.  With the increase in our ability to work remotely, no longer are we tied to the big cities - so suddenly the world is our oyster. Combine this with a desire to slow down and rethink what's truly important to us, and you have the perfect motivation to pack up the kids and find your utopia.  * *For me, this **also **included packing up a horse and a couple of cats and moving to Niagara to enjoy the country life. I couldn't be happier I did it. * ###### Topics: [Buying a home](https://www.penfinancial.com/advice/topic/buying-a-home) [Truly Local Articles](https://www.penfinancial.com/advice/topic/truly-local-articles) ###### 5 min read ## [Gift giving that gives back](https://www.penfinancial.com/advice/gift-giving-that-gives-back) By [Kerry Ould](https://www.penfinancial.com/advice/author/kerry-ould) on Nov 19, 2020 4:17:20 PM [![](https://www.penfinancial.com/hubfs/Holiday-gifts-hat_SM.jpg) ](https://www.penfinancial.com/advice/gift-giving-that-gives-back) With the holidays fast approaching, it’s hard to know exactly how this year’s festivities will play out. You may be looking forward to celebrating with a big meal and your little family. Or maybe you’re going to share a drink with friends via video call… and show off the elf outfit you bought your dog. Whatever your plans, the holidays and gift giving are sure to be a little different in 2020. ###### Topics: [Small Business](https://www.penfinancial.com/advice/topic/small-business) [Truly Local Articles](https://www.penfinancial.com/advice/topic/truly-local-articles) [Social Responsibility](https://www.penfinancial.com/advice/topic/social-responsibility) [All posts](https://www.penfinancial.com/advice/all) ###### MEMBER LOGIN MEMBER LOGIN ###### BANKING BANKING ###### RESOURCES RESOURCES ###### ABOUT PENFI ABOUT PENFI Copyright © 2026 PenFinancial Credit Union PenFinancial Credit Union is a licensed credit union operating in, and under the laws of the province of Ontario. 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