Daily Business Banking


We're here to support our Members and the community

PenFinancial continues to prioritize the personal safety of our Members and our employees by closely adhering to the health and safety guidelines provided by our Government leaders.  This ensures that we can provide a safe environment in which to conduct business, for all of us.  We have also continued to remain available to support our Members throughout the pandemic – whether that be in person, digitally, or virtually. 

We are continuing to monitor the evolving situation, and making adjustments along the way which we’ll share with you here.

Update: January 13, 2021

As a result of the state of emergency in the province of Ontario, we will be temporarily closing PenFinancial branches on Saturdays beginning Saturday, January 16, 2021.  

Our branches remain open to support you Monday to Friday with limits on the number of Members in branch to ensure safe social distancing is maintained. 

Where possible we request that you limit in-branch visits for day-to-day banking transactions and encourage you to use ATMs, Online Banking or our Mobile App wherever possible.  We are also always available to support you by phone or virtually.  


Masks are mandatory in all PenFinancial Branches

When visiting a branch, we remind you that in accordance with by-laws passed by Niagara Region and Haldimand County, Members entering any PenFinancial branch will be required to wear a face mask or face covering.  Full details of the by-laws can be found here:

Interac Flash limits have increased

To make contactless payments even more convenient, Interac Flash tap limits have increased.  As a PenFi Member you can now use your debit card to make purchases of up to $250 per tap transaction for a total amount of $400 per day without needing to enter your PIN.  To activate this change, you simply need to complete three consecutive chip transactions.   There is no time limit on completing these transactions, however they must be consecutive and not include any tap transactions in between. These can be made at an ATM or at point of sale.


Temporary changes to Saturday branch hours

Effective Saturday, January 16, all PenFinancial branches will be temporarily closed on Saturdays for the duration of the state of emergency.

Updated hours→




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