2 min read

The 5 Best Ways to Raise Your Credit Score

By Sarah Bujacz on Jul 28, 2022 8:45:00 AM

As life continues to return to “normal”, whatever this new normal looks like, we are seeing an increase in people asking about improving their credit score. Your credit score may have been impacted throughout the pandemic for a variety of reasons, but let’s focus on moving forward and improving it.

Topics: Financial Literacy Personal Credit Financial Advice Truly Local Articles
4 min read

I’m a millennial who grew up in Niagara. Will I ever be able to buy a home here?

By Sarah Bujacz on May 31, 2022 3:31:54 PM

The Reality

It seems that every day we read how expensive housing is becoming in Niagara and beyond. 

If you’re not hearing about it as you scroll through Instagram or TikTok, you might hear from your parents or relatives about how much their home is now worth, and how you should buy a house before it’s “too late”.

Because we all have $100,000 sitting in a savings account ready for a down payment, right?

Topics: Financial Advice Buying a home First Time Home Buyers Truly Local Articles
4 min read

Protect yourself from the wolf in sheep's clothing

By Mike Bertrand on Mar 1, 2021 10:01:47 AM

Fraud. It includes a lot of faking. Fake companies and employees. Fake messages or emails. Fake fines or balances. All of that faking can amount to real problems. Financial fraud can result in lost money, added stress, and more embarrassment than most would like to admit.

Topics: Fraud Prevention Truly Local Articles
4 min read

Planting roots in Niagara

By Kerry Ould on Nov 30, 2020 5:00:55 PM

Recent events have created an opportunity for many people to re-examine where they choose to call home.  With the increase in our ability to work remotely, no longer are we tied to the big cities - so suddenly the world is our oyster. Combine this with a desire to slow down and rethink what's truly important to us, and you have the perfect motivation to pack up the kids and find your utopia.  

For me, this also included packing up a horse and a couple of cats and moving to Niagara to enjoy the country life. I couldn't be happier I did it. 

Topics: Buying a home Truly Local Articles
5 min read

Gift giving that gives back

By Kerry Ould on Nov 19, 2020 4:17:20 PM

With the holidays fast approaching, it’s hard to know exactly how this year’s festivities will play out. You may be looking forward to celebrating with a big meal and your little family. Or maybe you’re going to share a drink with friends via video call… and show off the elf outfit you bought your dog. Whatever your plans, the holidays and gift giving are sure to be a little different in 2020.

Topics: Small Business Truly Local Articles Social Responsibility
3 min read

Responsible investing: Giving back and getting more

By Sarah Bujacz on Mar 12, 2020 2:10:58 PM

Have you heard of responsible investing (RI)? Maybe you’ve heard of socially responsible investing, or sustainable, impact, or ethical investing. They’re all the same great idea: a type of investing that aligns your values with your money to give back.

Topics: Investing Advice Truly Local Articles Social Responsibility
3 min read

Solve your banking woes: Trust a credit union

By Claire on Apr 18, 2017 12:15:43 PM

A growing problem

Many Canadians trust their finances – and a large portion of their livelihood – to one of five major banks in Canada. They trust the banks, and their employees, to offer solid advice and good products and services to manage their money.

Topics: Credit Unions Truly Local Articles
3 min read

The power of financial literacy: Breaking the cycle of poverty

By Chris Heckley on Nov 29, 2016 1:03:09 AM

Team ENERGI is changing lives. ENERGI stands for “Enterprise Niagara for Employment Resources and ‘Green’ Initiatives” – and a whole lot more. Since 2009, the Team ENERGI program has delivered life skills workshops, employment supports, and hands-on work experience to youth facing barriers to employment in Niagara.

Topics: Financial Literacy Truly Local Articles
2 min read

Investing 101: Socially responsible investing

By Chris Heckley on Nov 2, 2016 6:22:13 PM

Investing:  [verb] confusing process involving magic and midwifery, in which your money is swept away today with the hopes of producing more money in the future. See related terms: dreams, confusion, fees, retirement, and future.

Topics: Investing Advice Truly Local Articles Social Responsibility
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