Non-redeemable. Rates are subject to change without notice. Rates are calculated on a per annum basis.
Visit PenFinancial Online Banking to securely manage your accounts.
Do you hold at least $10,000 of Niagara Shares?
Your PenFinancial Mastercard annual fee is on us.
Visit PenFinancial Online Banking to securely manage your accounts.
Non-redeemable. Rates are subject to change without notice. Rates are calculated on a per annum basis.
Visit PenFinancial Online Banking to securely manage your accounts.
We have $25,000 in grant funding available for non-profit organizations who are making a difference in Niagara and Haldimand.
Visit PenFinancial Online Banking to securely manage your accounts.
*Rates are subject to change without notice. Conditions apply.
Don't be intimidated. We like to say we're in a serious business, but don't take ourselves too seriously. At PenFinancial, we're just real people that live in the same community as you and want the best for you. We just happen to be highly qualified professionals at the same time.
Our 2022 annual report and audited financial statements are now available for download.
Visit our Digital Banking page for updates, how-to guides and downloadable resources to make your banking experience even easier!
Want to share a great experience? Feel we can do something even better? We’d love to hear from you.
We were the first financial institution in Niagara to commit to paying our employees a living wage.
As a credit union, we are owned and operated by our Members, and cooperative philosophies and social responsibility are in our DNA. At the core of our philanthropic culture is our commitment to community. Each year we contribute a portion of our profits to charitable causes that help our local communities thrive. Our commitment extends to our staff as well. As a certified Living Wage Employer, a living wage is our minimum wage.
We are proud to be a Certified B Corporation, committed to using our business as a force for good. We believe there is a better way to do business for our workers, communities and the environment. And, we walk the talk on those beliefs, 100% of our Financial Advisors are certified Responsible Investing Specialists, and we are committed to our communities by choosing local first.
We offer the same products and services as most other financial institutions, but we do it with a different set of values. It takes courage to be different, and we strive to transform the way banking is done.
