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Featured Rates*

*Rates are subject to change without notice. Conditions apply.

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1.75%
5 Year Fixed
High Ratio Mortgage
2.09%
5-Year Fixed
Conventional Mortgage
1.00%
20 Month GIC
No Minimum
0.50%
High Interest Savings
With $50,000 balance
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COVID-19 information

Keep up to date on COVID-19 precautions and business changes. Masks are mandatory in all branches and hours are still affected.

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Looking for a mortgage?

Rates are nearing an all time low. If you're looking to make a move or refinance check out our competitive rates.

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Our Truly Local Commitment

As a credit union, we are owned and operated by our Members, and cooperative philosophies and social responsibility are in our DNA. At the core of our philanthropic culture is our Truly Local Commitment to invest 10% of our pre-tax profits back into Niagara Communities and challenge issues like poverty, homelessness, mental health awareness and environmental sustainability. We also support the community and our Members through programs like financial literacy training, and our Community Room space at our Fourth Avenue branch. Our commitment extends to our staff as well. As a certified Living Wage Employer, a living wage is our minimum wage.

We are proud to be a Certified B Corporation, committed to using our business as a force for good. We believe there is a better way to do business for our workers, communities and the environment. And, we walk the talk on those beliefs, 100% of our Financial Advisors are certified Responsible Investing Specialists, and we are committed to our communities by choosing local first. We hire local, buy local and partner with local like-minded organizations who are committed to building a better Niagara too, like Socks for Change.

We offer the same products and services as most other financial institutions, but we do it with a different set of values. It takes courage to be different, and we strive to transform the way banking is done.

Learn about our TLC

Truly Local Advice Blog

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